Support : Dialog Search Aids : D&B Payment Analysis Report®

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Learn about all six D&B Pre-formatted reports.

The Payment Analysis Report (PAR) from Dun & Bradstreet (D&B) is an historical representation of a company's payment habits as reported to D&B. The PAR gives you the payment information you need to evaluate low exposure decisions, or supplement credit application information.

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What it contains

The Payment Analysis Report contains information on over 8 million U.S. companies. It also includes: payment score, trend analysis, industry comparisons, payments based on dollar size, and payments based on industry.

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Applications

• Reduce the time and dollars required to make credit decisions. Eliminate hours spent manually gathering information and say "yes" to prompt paying accounts quickly and easily.
• Find out which accounts can become delinquent. The PAR helps you determine which of your accounts may become delinquent, so you can closely manage sales that look like potential collection problems.
• Reduce your collection costs. Collection fees on small accounts can be as high as 50 percent of the debt. The Payment Analysis Report helps you determine whether you should pursue an account internally, or immediately turn it over for collection.
• Increase your business opportunities. Help increase sales by targeting prospects that have favorable payment habits.
• Quickly update the status of seasonal accounts or inactive businesses. Establish credit terms for a seasonal account based on that customer's historical payment patterns. Periodically review your small accounts to learn what new public record activities or special events we've added to our files.

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Key Features

90-day PAYDEX Score^® : Provides an instant overview of a firm's payment patterns as reported to D&B over the previous three months.

Percentage of Payment within Terms: Determine the frequency of payments within terms using this convenient feature.

Summary Analysis: This section can help you spot trends and determine a firm's financial strength and overall stability. You'll learn why a company has a particular D&B Rating and what its Rating has been in the past.

Public Filings Summary: Find out immediately about important legal activities in D&B's files, such as bankruptcy filings, and number of suits, liens, and judgements that may impact a firm's ability to pay promptly.

Special Events Section: Alerts you to any occurrences D&B has learned of that may impact a firm's ability to pay promptly, such as changes in ownership or natural disasters.

Banking Section: Informs you about a customer's accounts, loans, and when available, a bank evaluation that depicts a company's overall banking relationship as reported to D&B.

Answer even more than "When will I get paid?"

Who is my customer?

Business Summary–Check on basic company data, including name, parent company, location, type of business, years in business, size, and CEO.

When will I get paid?

PAYDEX Score based on all trade in D&B's file–this unique, dollar-weighted indicator helps you determine how quickly a firm is likely to pay you. It is calculated based on up to 875 payment experiences reported to D&B by various vendors.

How will I spot changes in payment patterns?

90-day PAYDEX score–Provides an instant overview of a firm's payment patterns as reported to D&B, over the most recent 90 days.

How often does this company pay within terms?

Percentage of payments within terms–Determine the frequency of payment within terms using this convenient feature.

Is this company paying better or worse than in the past?

Payment trends–Determine a company's payment performance as compared to the industry average. It indicates firm's payment habits over the past 24 months, as reported to D&B.

Does this business pay certain industries better than others?

Payment analysis by industry–Payments by suppliers' line of business provide insight into how you might be paid.

How can I check on legal activities?

Public filings summary–Find out immediately about important legal activities in D&B's files, such as bankruptcy filings, and number of suits, liens, and judgments that may impact a firm's ability to pay.

Why has a traditionally prompt customer suddenly stopped paying on time?

Special events section–Alerts you to any occurrences that may impact a firm's ability to pay promptly, such as bankruptcies, changes in ownership, acquisitions, or natural disasters.

How can I check on banking relationships?

Banking section–Informs you about a company's accounts, loans, and when available, a bank evaluation that depicts a company's overall banking relationships as reported to D&B.

How much credit do suppliers usually extend to this firm?

Summary of payment habits–See at a glance the number of credit experiences by dollar amount, as well as percent paid within terms.

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Sample Payment Analysis Report (PAR)

View Sample Report

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To Order Special Reports

REPORT S1/SER/1-2 OR REPORT DN=XX-XXX-XXX/SER
(Where the 'X' series represents the DUN's number)

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For More Information

Contact D&B Customer Support Center at 1-800-234-3867 for further information or for help in your search strategies. Or call Dialog Customer Support at 1-800-334-2564 or in the U.K. call +44-61-455-5119.

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